Job Description
We are looking for a skilled and experienced Capital Stress Testing Senior Analyst to join our team.
The candidate will be responsible for supporting capital planning initiatives, primarily through the execution of enterprise-wide capital stress tests.
Department
Risk Management/Regulatory Compliance
Skills Required
Capital Stress Testing, Financial analysis – analysing balance sheets, profit & loss statements, and regulatory capital implications, Project management, Regulatory
Key Responsibilities:
- Support the execution of the capital stress testing program, including timeline management, modeling, working group challenge sessions, and communication with lines of businesses.
- Provide broad oversight of modeling, governance, assumptions, and overlays utilized for supervisory and idiosyncratic capital stress tests.
- Compile capital stress test results and prepare results documentation.
- Analyze and interpret balance sheet, profit & loss, and regulatory capital implications under various stressed economic scenarios.
- Manage and oversee capital stress testing documentation, policies, summary of results, challenge packages, model inventory catalogue, and analytical reports.
- Lead discussions with lines of businesses regarding modeling assumptions, results, implications, and potential overlays.
- Participate in ongoing process improvements and optimization efforts of models used for capital stress testing.
- Support the build-out of automated processes to analyze data, trends, relationships, and perform sensitivity analysis.
- Build and maintain collaborative relationships with partners in other areas of the bank to produce enterprise-level scenarios and forecasts.
- Design and produce presentations for Executive Management, Board of Directors, and Supervisory Examiners.
- Support regulatory requests from regulatory agencies, including data analysis, liaising with other groups, and presentation of findings.
Qualifications:
- 5 years of experience in capital planning, corporate treasury, or related work.
- Prior experience with capital planning and/or stress testing.
- Proficiency in economic and accounting principles, financial markets, and financial data analysis.
- Strong proficiency in Microsoft Office Suite, particularly PowerPoint and Excel.
- Excellent analytic, writing, and presentation skills.
- Organized, detail-oriented, and able to manage numerous aspects of capital stress tests simultaneously.
- Experience in supporting the execution of capital stress testing programs, including timeline management, modeling, and communication with lines of businesses.
- Broad oversight of modeling, governance, assumptions, and overlays used in supervisory and idiosyncratic capital stress tests.
- Ability to compile and interpret stress test results and prepare documentation.
- Experience in process improvements and optimization efforts of models used for capital stress testing.
- Strong collaborative skills to build and maintain relationships with partners across different areas of the bank.
- Knowledge of regulatory requirements, including BSA, USA PATRIOT ACT, and OFAC.
- Ability to support regulatory requests and ensure compliance.
If you are passionate about comprehensive capital and analysis review (CCAR) and want to contribute to an innovative and dynamic team, we encourage you to apply!
